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Easy to get. Even easier to use.

No credit check1

No minimum balance

No activation fee2

Earn cash with up to 10% cash back.4

iPhone displaying cashback rewards
iPhone displaying cashback rewards

Direct Deposit

Get paid early

When you Direct Deposit to your Netspend Card, you can get your paycheck up to 2 days faster.5

Payback RewardsSM

Earn when you spend.

Netspend Payback RewardsSM helps you earn cash back by giving you rewards for some of your everyday purchases.6

Example of cash back offers in the Netspend app
Example of cash back offers in the Netspend app

We’ve got you covered with overdraft protection.7

Woman holding a Netspend card in front of a computer
Woman holding a Netspend card in front of a computer

Choose the right product for you.

The Netspend® Prepaid Card

Do more with your money today:

  1. Available today at a retailer near you

  2. Cash Reloads at reload locations8

  3. Payback RewardsSM6

Pay as you go

The Netspend® Debit Account

Even more benefits than the Netspend Debit Card:

  1. Get paid up to 2 days faster5

  2. Up to 6.00% APY Savings9

  3. Overdraft protection7

  4. Payback RewardsSM6

$5.00 Per month

25YEARS Serving customers

200M+registered accounts

130K+Distribution LOCATIONS

1T+funds processed

Get more of what you love

Order a card today, and you will receive it in the mail within 7-10 business days.

Real Madrid Prepaid Card
Real Madrid Prepaid Card

Download the Netspend® Wallet App today.

Manage your money on the go.

Download Our App

Your questions, answered.